Launch an Armored Car Service in Fredericton Today
Welcome to your practical guide for starting an armored car service in Fredericton under NAICS 561613. This page breaks down what it takes to launch, from eight essential requirements to realistic costs and timelines. You’ll get a clear, actionable path to go from concept to official operation, without guesswork, so you can move confidently toward your first client.
Eight essential requirements guide the setup: permits and licensing, insurance and bonding, security standards and vehicle/equipment compliance, driver qualifications, background checks, an incident response plan, and a solid operating budget with pricing, plus a defined rollout timeline. We outline typical costs for vehicles, equipment, licensing, and insurance, plus practical steps to submit applications, secure approvals, and hit milestones on a realistic schedule.
Fredericton’s growing business landscape and solid regulatory environment make it a smart place to launch. Local clients demand reliable, compliant transport, and starting here gives you access to networks, support, and faster time to first service.
Requirements Overview
The most critical requirement for operating an armored car service in Fredericton is Business Number (BN) Registration. This BN is issued by the federal government and is required to interact with taxes, payroll, and other government programs. You cannot legally start or run the business without it, so securing your BN is non-negotiable and should be your first step.
Mandatory operational requirements cover health, safety, and permits. Ensure you have New Brunswick WorkSafeNB Employer Coverage to protect your employees and meet workplace safety rules. You’ll also need the right permits to operate locally—a Fredericton municipal Business Licence is typically required to operate a security service in the city. If you’ll use a name other than your own, register it with New Brunswick Business Name Registration (SNB). Depending on your chosen structure, you may register as a Partnership (Partnership Registration) or as an NB corporation (NB Corporation Registration).
Business registration and tax numbers go hand in hand with BN. In addition to BN, register the business name (SNB) if applicable, or establish your corporate or partnership status (NB Corporation Registration or Partnership Registration). You’ll likely need GST/HST Registration if your revenues exceed the threshold, and Payroll Deductions Registration if you have employees. These registrations keep you compliant with federal and provincial tax rules and employee payroll obligations.
Next steps: map out your business structure, gather the required documents, and begin applications for BN, SNB, and any corporate registrations. Then obtain the Fredericton business licence, set up your WorkSafeNB coverage, and arrange the necessary tax and payroll accounts. With clear planning and the right registrations in place, you’ll be on solid footing to launch a compliant, professional armored car service.
Detailed Requirements
Here are the specific requirements for starting a armored car services in Fredericton:
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Business Number (BN) Registration RequiredA 9-digit Business Number is required for most businesses operating in Canada. It is used to interact with the Canada Revenue Agency and other federal programs. Required for GST/HST, payroll, corporation income tax, and import/export accounts. Register FREE online through Business Registration Online (BRO) at canada.ca. Takes 15-30 minutes. As of November 3, 2025, online registration is MANDATORY for new BNs - phone registration no longer available. You'll need: business name, address, owner SIN, business type, and start date. BN (9-digit number) issued INSTANTLY online. Available 21 hours/day, 7 days/week (closed 3-6am ET for maintenance).
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Business Licence RequiredGeneral business licence required to operate a business in City of Fredericton. Apply to City of Fredericton for Business Licence: 1. Determine business category 2. Complete business licence application 3. Submit required documents (ID, lease, zoning confirmation) 4. Pay application and annual fees 5. Await approval and receive licence Contact City of Fredericton Business Licensing for specific requirements. Home-based businesses may have different requirements. Annual renewal required.
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New Brunswick Business Name Registration (SNB) RequiredBusinesses in New Brunswick must register their business name with Service New Brunswick if operating under a name other than the owner's legal name. This applies to sole proprietorships, partnerships, and trade names. Registration provides legal recognition and is required for business operations and licensing. Registration can be completed online through SNB Online. Business name registrations for sole proprietorships and partnerships must be renewed every 5 years. To register a business name in New Brunswick: 1. Conduct name search ($13.80) 2. Complete registration through SNB Online 3. Pay $112 registration fee (includes Royal Gazette) 4. Receive certificate of business name 5. Renew every 5 years ($62) 6. Report any changes as required
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Partnership Registration ConditionalRequired for partnerships. Registration of partnerships. Register through Province of New Brunswick Corporate Registry or business services: 1. Conduct name search if applicable 2. Complete registration application 3. Submit required documents 4. Pay registration fees Contact Province of New Brunswick government services for specific requirements and fees. Annual reporting may be required.
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NB Corporation Registration ConditionalRequired if incorporating in New Brunswick. Incorporation under NB law. Register through Province of New Brunswick Corporate Registry or business services: 1. Conduct name search if applicable 2. Complete registration application 3. Submit required documents 4. Pay registration fees Contact Province of New Brunswick government services for specific requirements and fees. Annual reporting may be required.
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GST/HST Registration ConditionalRequired if annual taxable revenue exceeds $30,000 (small supplier threshold). Taxi/ride-share drivers must register regardless of revenue. Businesses with gross revenues over $30,000 in any single quarter or over four consecutive quarters must register for, collect, and remit GST/HST. Small suppliers (under $30,000) may register voluntarily. Register FREE online through Business Registration Online (BRO) when your revenue exceeds $30,000 in any 4 consecutive quarters (small supplier threshold). Takes 15-30 minutes. You MUST register within 29 days of exceeding threshold and start charging GST/HST immediately on the sale that made you exceed it. Need your BN (or get one simultaneously). As of Nov 3, 2025, online registration is mandatory. Voluntary registration available anytime for input tax credits.
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Payroll Deductions Registration ConditionalRequired if you pay salaries, wages, or other remuneration to employees. Must register before first pay period. Required if you have employees. You must withhold Canada Pension Plan (CPP), Employment Insurance (EI), and income tax from employee wages and remit to CRA. Register FREE online through Business Registration Online (BRO) when you hire your first employee. Takes 15-20 minutes. You'll need your Business Number (BN) or can get one simultaneously. Payroll account (RP) added to your BN instantly. Register BEFORE your first pay date. Required to deduct CPP, EI, and income tax from employee wages. For 2025: CPP rate 5.95%, EI employee rate $1.66/$100 insurable earnings.
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New Brunswick WorkSafeNB Employer Coverage ConditionalRequired if you have employees in New Brunswick. Employers in New Brunswick must register with WorkSafeNB (Workplace Health, Safety and Compensation Commission) and maintain coverage for workers. WorkSafeNB provides insurance coverage for workplace injuries and occupational diseases. Most employers are required to register, with limited exceptions. Registration must occur within 10 days of commencing business operations or hiring the first worker. Employers pay assessments based on their classification unit rate and assessable payroll. To register with WorkSafeNB: 1. Determine if you're in a mandatory industry with 3+ workers 2. Register with WorkSafeNB online or by phone 3. Report assessable payroll annually 4. Pay premiums based on industry rate ($1.18/100 avg 2024) 5. Maintain coverage and report workplace injuries 6. Experience rating affects rate (+80% to -40%)
Funding & Grants
Available funding programs that may apply to your armored car services:
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Three-stream grant program for Nunavut-based artists, businesses, and organizations: (1) Getting Started/Arts Creation/Training — supports education, training, art supplies, equipment; (2) Arts and Culture Development — supports collaborative arts initiatives, exhibitions, shows, and touring; (3) Infrastructure Development — supports studios and cultural tourism infrastructure. Annual call for proposals.
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Provided contributions to settlement, employment, and community organizations delivering programs addressing employment barriers for racialized newcomer women, including work placements, mentorships, job counselling, and support for gender- and race-based discrimination. Program renewal ended in 2025; no new open call as of early 2026. Over 2,200 racialized newcomer women were served …
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