Launch an Armored Car Service in Markham Today
This page shows you how to start an armored car service in Markham (NAICS 561613). It breaks down the 11 practical requirements, the permits and licenses you’ll need, upfront costs, and a realistic timeline to launch. You’ll get a clear, step-by-step plan—from securing a business location and insurance to building a compliant operation and getting your first clients.
You’ll learn the essentials: an overview of the 11 requirements, the permits and licenses you must obtain, insurance and security training recommendations, fleet and staffing basics, equipment needs, and typical startup costs. We outline a practical 6- to 12-month roadmap from planning to first service, plus timing tips to avoid delays and keep you compliant along the way.
Markham is a smart fit for armored car services. The city’s thriving business scene, easy access to Toronto and key logistics routes, and strong demand for secure transport create ample opportunities. With a supportive local environment and proximity to clients in manufacturing, finance, and e-commerce, you can grow your armored car business right from the GTA core.
Requirements Overview
The most critical requirement for operating an armored car service in Markham is Occupational Health and Safety Act Compliance. This is a legal requirement, and you cannot legally operate without meeting OHSA standards and related workplace safety rules. It sets the safety baseline for drivers, guards, warehouses, and loading docks, helping prevent accidents and avoid penalties. Because this is non-negotiable, start here by establishing a formal safety program, training plan, incident reporting, and ongoing compliance checks.
Mandatory Operational Requirements cover health, safety, and the permits you need to run day to day. Grouped together, this includes Service Provider Workplace Safety Compliance, WSIB Registration and Coverage, and Commercial Vehicle Operation Requirements for armored vehicles. You should also secure Commercial General Liability Insurance to protect your business and clients. If you hire staff, ensure Employment Standards Compliance and Payroll Deductions Registration are in place.
Business Registration & Tax focuses on the formal numbers and registrations your business must have. Specifically, you’ll need Business Number (BN) Registration, Ontario Business Name Registration (ServiceOntario), GST/HST Registration, and Payroll Deductions Registration.
Next steps: break the work into small, actionable steps. Schedule a safety program development meeting, contact ServiceOntario to register your business name, apply for a BN, and set up GST/HST and payroll registrations. Get quotes for WSIB coverage and liability insurance, verify vehicle operation standards with the relevant authorities, and begin compiling checklists. You’re on the right track—take it one step at a time and you’ll be compliant and ready to operate.
Detailed Requirements
Here are the specific requirements for starting a armored car services in Markham:
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Business Licence RequiredGeneral business licence required to operate a business in City of Markham. Apply to City of Markham for Business Licence: 1. Determine business category 2. Complete business licence application 3. Submit required documents (ID, lease, zoning confirmation) 4. Pay application and annual fees 5. Await approval and receive licence Contact City of Markham Business Licensing for specific requirements. Home-based businesses may have different requirements. Annual renewal required.
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Business Number (BN) Registration RequiredA 9-digit Business Number is required for most businesses operating in Canada. It is used to interact with the Canada Revenue Agency and other federal programs. Required for GST/HST, payroll, corporation income tax, and import/export accounts. Register FREE online through Business Registration Online (BRO) at canada.ca. Takes 15-30 minutes. As of November 3, 2025, online registration is MANDATORY for new BNs - phone registration no longer available. You'll need: business name, address, owner SIN, business type, and start date. BN (9-digit number) issued INSTANTLY online. Available 21 hours/day, 7 days/week (closed 3-6am ET for maintenance).
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Ontario Business Name Registration (ServiceOntario) RequiredBusinesses in Ontario operating under a name other than the owner's legal name must register with Ontario Business Registry through ServiceOntario. This includes sole proprietorships, partnerships, and business names for corporations. Registration provides legal protection for the business name within Ontario and is required for banking, licensing, and business operations. Registration can be completed online through Ontario Business Registry. Business name registrations must be renewed every 5 years. Register business name with Ontario Business Registry: 1. Search Ontario Business Registry (free) for name availability 2. Consider NUANS name report ($25) for thorough search 3. Register online through Ontario Business Registry 4. Pay registration fee ($60 for sole proprietorship/partnership) 5. Receive 9-digit Ontario Business Identification Number (BIN) 6. Registration valid for 5 years 7. Renew before expiry
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Occupational Health and Safety Act Compliance RequiredAll Ontario workplaces must comply with the Occupational Health and Safety Act to ensure safe working conditions. Requirements include workplace safety policies, training, hazard assessments, and incident reporting. No registration - compliance law. Must post OHSA in workplace. JHSC required for 20+ workers (or 6+ in designated industries). Nov 2025: New administrative penalty scheme, defibrillator reimbursement. Telework now covered. Fines: up to $500K individuals, $1.5M corporations. 27 regulations under OHSA. Must conduct safety audits, maintain training records. Contact: 1-877-202-0008.
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Employment Standards Compliance ConditionalApplies if you have employees. Covers minimum wage, hours of work, vacation pay, public holidays, termination notice, etc. All Ontario employers must comply with the Employment Standards Act, covering minimum wage, hours of work, overtime, vacation, termination, severance, and other workplace rights. No registration required - compliance-based requirement. Follow Employment Standards Act (ESA) for minimum wage, hours of work, overtime, vacation, leaves, and termination. Post ESA poster in workplace (free download from ontario.ca). Keep employment records for 3 years. NEW for 2025: Employers with 25+ staff must provide written employment info to new hires by July 1, 2025. Job postings must include salary ranges by Jan 1, 2026. Call 1-800-531-5551 for help.
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GST/HST Registration ConditionalRequired if annual taxable revenue exceeds $30,000 (small supplier threshold). Taxi/ride-share drivers must register regardless of revenue. Businesses with gross revenues over $30,000 in any single quarter or over four consecutive quarters must register for, collect, and remit GST/HST. Small suppliers (under $30,000) may register voluntarily. Register FREE online through Business Registration Online (BRO) when your revenue exceeds $30,000 in any 4 consecutive quarters (small supplier threshold). Takes 15-30 minutes. You MUST register within 29 days of exceeding threshold and start charging GST/HST immediately on the sale that made you exceed it. Need your BN (or get one simultaneously). As of Nov 3, 2025, online registration is mandatory. Voluntary registration available anytime for input tax credits.
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Payroll Deductions Registration ConditionalRequired if you pay salaries, wages, or other remuneration to employees. Must register before first pay period. Required if you have employees. You must withhold Canada Pension Plan (CPP), Employment Insurance (EI), and income tax from employee wages and remit to CRA. Register FREE online through Business Registration Online (BRO) when you hire your first employee. Takes 15-20 minutes. You'll need your Business Number (BN) or can get one simultaneously. Payroll account (RP) added to your BN instantly. Register BEFORE your first pay date. Required to deduct CPP, EI, and income tax from employee wages. For 2025: CPP rate 5.95%, EI employee rate $1.66/$100 insurable earnings.
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Commercial Vehicle Operation Requirements ConditionalRequired for commercial vehicles. Businesses operating commercial vehicle fleets (delivery, security patrol, armored cars, landscaping trucks) must comply with commercial vehicle regulations, driver licensing, and vehicle standards. CVOR required for trucks >4,500kg or buses 10+ passengers. April 1, 2025: digital Drive ON mandatory for inspections. O. Reg. 611 periodic safety inspections (NSC 11B). ELDs required (v1.3 Sept 2025). Nov 2024 SRCA: enhanced stunt/impaired enforcement. 2024 VW&D Guidebook for weights/dimensions. Smart Roadside at 6 TIS stations. Contact MTO.
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Commercial General Liability Insurance ConditionalRequired for specific regulated activities. Wholesalers should maintain commercial general liability insurance covering product liability, premises liability, and completed operations. Often required by commercial leases and customer contracts. Ontario law requires general liability insurance for most businesses. Minimum typically $1M for small business, $2M+ for higher risk. Covers bodily injury, property damage, personal injury, advertising injury. WSIB also required for employees. Landlords, lenders may set higher requirements. Additional options: D&O, E&O, Cyber Liability. Cost: $500/yr to millions depending on risk. Contact insurance broker.
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Service Provider Workplace Safety Compliance ConditionalRequired for specific regulated activities. Service providers working at client sites must comply with OH&S Act requirements including training, PPE, safe work procedures, and coordination with client health and safety programs. OHSA applies to all Ontario workplaces. Service providers: H&S awareness training mandatory. JHSC for 20+ workers, Safety Rep for 6-19. Bill 190 (Oct 2024): electronic posting, telework coverage, virtual JHSC. Supervisor competency. Violence and harassment policies required. WSIB coverage. Contact MLTSD: 1-877-202-0008.
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WSIB Registration and Coverage ConditionalRequired within 10 days of hiring first employee, including family members and subcontractors. Workplace Safety and Insurance Board (WSIB) registration is mandatory for most Ontario businesses with employees. Provides compensation and support for workplace injuries and illnesses. Sole proprietors and partners can apply for optional coverage. Register FREE online at wsib.ca in 15-20 minutes. MANDATORY for most Ontario employers within 10 calendar days of hiring first worker. You'll need: CRA Business Number, payroll estimate, business activity description, owner/director info. Account number issued INSTANTLY online. Construction industry has expanded compulsory coverage. Premium rates vary by industry classification. Must display WSIB safety poster in workplace.
Funding & Grants
Available funding programs that may apply to your armored car services:
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Three-stream grant program for Nunavut-based artists, businesses, and organizations: (1) Getting Started/Arts Creation/Training — supports education, training, art supplies, equipment; (2) Arts and Culture Development — supports collaborative arts initiatives, exhibitions, shows, and touring; (3) Infrastructure Development — supports studios and cultural tourism infrastructure. Annual call for proposals.
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Provided contributions to settlement, employment, and community organizations delivering programs addressing employment barriers for racialized newcomer women, including work placements, mentorships, job counselling, and support for gender- and race-based discrimination. Program renewal ended in 2025; no new open call as of early 2026. Over 2,200 racialized newcomer women were served …
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