Launch Your Moncton Assisted Living Facility: A Practical Start
This page provides a practical, step-by-step path to starting an assisted living facility for the elderly in Moncton under NAICS 623312. You’ll get an overview of the eight essential requirements, the permits you’ll need, realistic startup costs, and a timeline to help you plan with confidence. Whether you’re opening a small home-style facility or a larger campus, this framework helps you map the steps.
You’ll learn exactly what the eight requirements cover, plus guidance on licenses and permits, initial and ongoing costs (construction, staffing, operations), and a practical timeline from site selection to your first resident. Use the built-for-Moncton checklist to stay organized and navigate local rules smoothly.
Moncton is a welcoming market for elder care, with a growing senior population, solid healthcare access, and community resources that support quality facilities. This city-and-business combo offers strong potential when you meet the regulatory basics and deliver compassionate, compliant care. You'll also find practical tips on financing your project and securing community support.
Requirements Overview
The most critical requirement for operating a business in Moncton is Business Licence. This license is a legal prerequisite you must have before you can open or run an assisted living facility, and you cannot operate without it. Treat it as non-negotiable from day one, since it shows you’re meeting local rules for safety and consumer protection and helps protect residents and staff from penalties.
Mandatory Operational Requirements: The core health and safety item you’ll need to address is ensuring your staff and residents are protected under NB WorkSafeNB Employer Coverage. This mandatory coverage keeps your workplace compliant with safety laws and provides protections for employees. In addition to safety coverage, your ongoing operations must align with the regulatory expectations that apply to elder care settings, ensuring a safe, well-managed environment for residents.
Business Registration & Tax: You’ll need to register the business and obtain the key tax numbers. Start with New Brunswick Business Name Registration (SNB) to record your business name, and with the federal government obtain a Business Number (BN) to manage GST/HST, payroll, and other programs. If your structure is a partnership, complete Partnership Registration; if you’re forming a corporation, complete NB Corporation Registration. Should your activities require it, register for GST/HST and set up Payroll Deductions Registration to handle employee withholdings.
Encouragement: Ready to move forward? Begin by confirming your Business Licence with the local authorities, then map out the registrations you’ll need: SNB, BN (and any Partnership or NB Corporation registrations), GST/HST (if applicable), and Payroll Deductions, plus the WorkSafeNB coverage. Gather the necessary documents, set a realistic timeline, and consider reaching out to a local business advisor to keep you on track and compliant. You’ve got this—each step brings you closer to safely and legally serving the community.
Detailed Requirements
Here are the specific requirements for starting a assisted living facilities for the elderly in Moncton:
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Business Licence RequiredGeneral business licence required to operate a business in City of Moncton. Apply to City of Moncton for Business Licence: 1. Determine business category 2. Complete business licence application 3. Submit required documents (ID, lease, zoning confirmation) 4. Pay application and annual fees 5. Await approval and receive licence Contact City of Moncton Business Licensing for specific requirements. Home-based businesses may have different requirements. Annual renewal required.
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Business Number (BN) Registration RequiredA 9-digit Business Number is required for most businesses operating in Canada. It is used to interact with the Canada Revenue Agency and other federal programs. Required for GST/HST, payroll, corporation income tax, and import/export accounts. Register FREE online through Business Registration Online (BRO) at canada.ca. Takes 15-30 minutes. As of November 3, 2025, online registration is MANDATORY for new BNs - phone registration no longer available. You'll need: business name, address, owner SIN, business type, and start date. BN (9-digit number) issued INSTANTLY online. Available 21 hours/day, 7 days/week (closed 3-6am ET for maintenance).
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New Brunswick Business Name Registration (SNB) RequiredBusinesses in New Brunswick must register their business name with Service New Brunswick if operating under a name other than the owner's legal name. This applies to sole proprietorships, partnerships, and trade names. Registration provides legal recognition and is required for business operations and licensing. Registration can be completed online through SNB Online. Business name registrations for sole proprietorships and partnerships must be renewed every 5 years. To register a business name in New Brunswick: 1. Conduct name search ($13.80) 2. Complete registration through SNB Online 3. Pay $112 registration fee (includes Royal Gazette) 4. Receive certificate of business name 5. Renew every 5 years ($62) 6. Report any changes as required
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Partnership Registration ConditionalRequired for partnerships. Registration of partnerships. Register through Province of New Brunswick Corporate Registry or business services: 1. Conduct name search if applicable 2. Complete registration application 3. Submit required documents 4. Pay registration fees Contact Province of New Brunswick government services for specific requirements and fees. Annual reporting may be required.
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NB Corporation Registration ConditionalRequired if incorporating in New Brunswick. Incorporation under NB law. Register through Province of New Brunswick Corporate Registry or business services: 1. Conduct name search if applicable 2. Complete registration application 3. Submit required documents 4. Pay registration fees Contact Province of New Brunswick government services for specific requirements and fees. Annual reporting may be required.
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GST/HST Registration ConditionalRequired if annual taxable revenue exceeds $30,000 (small supplier threshold). Taxi/ride-share drivers must register regardless of revenue. Businesses with gross revenues over $30,000 in any single quarter or over four consecutive quarters must register for, collect, and remit GST/HST. Small suppliers (under $30,000) may register voluntarily. Register FREE online through Business Registration Online (BRO) when your revenue exceeds $30,000 in any 4 consecutive quarters (small supplier threshold). Takes 15-30 minutes. You MUST register within 29 days of exceeding threshold and start charging GST/HST immediately on the sale that made you exceed it. Need your BN (or get one simultaneously). As of Nov 3, 2025, online registration is mandatory. Voluntary registration available anytime for input tax credits.
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Payroll Deductions Registration ConditionalRequired if you pay salaries, wages, or other remuneration to employees. Must register before first pay period. Required if you have employees. You must withhold Canada Pension Plan (CPP), Employment Insurance (EI), and income tax from employee wages and remit to CRA. Register FREE online through Business Registration Online (BRO) when you hire your first employee. Takes 15-20 minutes. You'll need your Business Number (BN) or can get one simultaneously. Payroll account (RP) added to your BN instantly. Register BEFORE your first pay date. Required to deduct CPP, EI, and income tax from employee wages. For 2025: CPP rate 5.95%, EI employee rate $1.66/$100 insurable earnings.
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New Brunswick WorkSafeNB Employer Coverage ConditionalRequired if you have employees in New Brunswick. Employers in New Brunswick must register with WorkSafeNB (Workplace Health, Safety and Compensation Commission) and maintain coverage for workers. WorkSafeNB provides insurance coverage for workplace injuries and occupational diseases. Most employers are required to register, with limited exceptions. Registration must occur within 10 days of commencing business operations or hiring the first worker. Employers pay assessments based on their classification unit rate and assessable payroll. To register with WorkSafeNB: 1. Determine if you're in a mandatory industry with 3+ workers 2. Register with WorkSafeNB online or by phone 3. Report assessable payroll annually 4. Pay premiums based on industry rate ($1.18/100 avg 2024) 5. Maintain coverage and report workplace injuries 6. Experience rating affects rate (+80% to -40%)
Funding & Grants
Available funding programs that may apply to your assisted living facilities for the elderly:
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The HIPP provided up to $200,000 over 9 months for Stage 1 proof-of-concept, with Stage 2 covering up to 75% of eligible expenses over up to 3 years (minimum 25% applicant cost-share). Eligible applicants included Alberta post-secondary institutions, government entities, health delivery agents, and for-profit or not-for-profit organizations. The program …
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SUAP provides contribution funding for a wide range of projects including substance use prevention, harm reduction, treatment, and recovery. Individual project awards have ranged from approximately $1.6 million to $6.3 million in recent announcements. Eligible recipients include not-for-profit health organizations, universities, Indigenous organizations, and other levels of government. For-profit organizations …
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CIHR Catalyst Grants are short-term seed grants (up to 1 year) designed as a first step toward larger, longer-term research projects. The Digital Health stream specifically targets early and mid-career researchers and Indigenous Health researchers working on digital health technologies. Application deadline: March 17, 2026. Total pool: $1,000,000 (approximately 10 …
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