Start an Automobile and Other Motor Vehicle Merchant Wholesalers Business in Moncton
This page guides you through starting an Automobile and Other Motor Vehicle Merchant Wholesalers business (NAICS 423110) in Moncton. You'll get a practical, step-by-step overview of what you must do to launch legally and smoothly. It covers the ten requirements, the permits you'll need, typical startup costs, and a realistic timeline so you can plan confidently from day one.
You’ll learn exactly what licenses and registrations are required, how to prepare a solid business plan, and where to apply. We break down the 10 requirements into manageable steps, outline typical fees, and map a practical timeline—from incorporation to permits to your first shipment. You'll also get tips on insurance, supplier setup, and ongoing compliance.
Moncton’s growing trade routes and supportive small-business scene make it a strong fit for auto wholesaling. With lower startup friction and access to Atlantic Canada markets, you can build a scalable wholesale operation that serves dealers from Moncton to beyond.
Requirements Overview
The most critical requirement for operating an automobile and other motor vehicle merchant wholesalers in Moncton is Product Safety and Recall Obligations. This is a legal requirement you cannot bypass, and you cannot legally run the business without meeting it. It means ensuring every vehicle you handle complies with safety standards and having a clear process to address any recalls that arise. Treat this as non-negotiable—the foundation that keeps you compliant, protects customers, and avoids penalties.
Beyond that, you’ll need to cover mandatory operational aspects like health, safety, and permits. Maintain workplace safety through New Brunswick WorkSafeNB Employer Coverage to keep employees protected and to stay in good standing with regulators. You’ll also need a valid Business Licence before you start selling, and make sure you have any other required permits or authorizations in place for motor vehicle wholesale activities. These operational requirements support safe, legal day-to-day business practice.
For Registration and Tax, plan to set up the formal pieces of your business. This includes obtaining a Business Number (BN) for federal tax accounts, registering your New Brunswick business name (SNB) if you’re using a trade name, and choosing your business structure—sole proprietor, partnership, or NB corporation—and registering accordingly. If you’ll import or export vehicles, you’ll need an Import/Export Business Number. You’ll also handle GST/HST registration and Payroll Deductions registration as required, with CRA and NB authorities, so you’re set for tax reporting and employee taxes.
Ready to take the next steps? Start with the critical product safety obligations and then tackle registrations in a practical order: decide your business structure, register the BN, register the SNB if needed, obtain the Business Licence, and secure any partnerships or corporate registrations. From there, complete GST/HST and payroll setups and, if applicable, import/exp
Detailed Requirements
Here are the specific requirements for starting a automobile and other motor vehicle merchant wholesalers in Moncton:
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Product Safety and Recall Obligations RequiredWholesalers must ensure products meet Canadian safety standards and report serious incidents. Must participate in product recalls and maintain records for traceability. No registration - compliance law. Manufacturers/importers/sellers must ensure products are safe. MANDATORY REPORTING to Health Canada if: death/serious injury occurred or could occur, defects found, inadequate labeling, or recall in other jurisdiction. Keep records 6 years. Penalties: fines, seizure, criminal charges. Report incidents online or call 1-866-662-0666.
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Business Licence RequiredGeneral business licence required to operate a business in City of Moncton. Apply to City of Moncton for Business Licence: 1. Determine business category 2. Complete business licence application 3. Submit required documents (ID, lease, zoning confirmation) 4. Pay application and annual fees 5. Await approval and receive licence Contact City of Moncton Business Licensing for specific requirements. Home-based businesses may have different requirements. Annual renewal required.
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Business Number (BN) Registration RequiredA 9-digit Business Number is required for most businesses operating in Canada. It is used to interact with the Canada Revenue Agency and other federal programs. Required for GST/HST, payroll, corporation income tax, and import/export accounts. Register FREE online through Business Registration Online (BRO) at canada.ca. Takes 15-30 minutes. As of November 3, 2025, online registration is MANDATORY for new BNs - phone registration no longer available. You'll need: business name, address, owner SIN, business type, and start date. BN (9-digit number) issued INSTANTLY online. Available 21 hours/day, 7 days/week (closed 3-6am ET for maintenance).
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New Brunswick Business Name Registration (SNB) RequiredBusinesses in New Brunswick must register their business name with Service New Brunswick if operating under a name other than the owner's legal name. This applies to sole proprietorships, partnerships, and trade names. Registration provides legal recognition and is required for business operations and licensing. Registration can be completed online through SNB Online. Business name registrations for sole proprietorships and partnerships must be renewed every 5 years. To register a business name in New Brunswick: 1. Conduct name search ($13.80) 2. Complete registration through SNB Online 3. Pay $112 registration fee (includes Royal Gazette) 4. Receive certificate of business name 5. Renew every 5 years ($62) 6. Report any changes as required
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Partnership Registration ConditionalRequired for partnerships. Registration of partnerships. Register through Province of New Brunswick Corporate Registry or business services: 1. Conduct name search if applicable 2. Complete registration application 3. Submit required documents 4. Pay registration fees Contact Province of New Brunswick government services for specific requirements and fees. Annual reporting may be required.
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Import/Export Business Number ConditionalRequired for specific regulated activities. Wholesalers engaged in importing or exporting goods must register for an import/export account with Canada Border Services Agency (CBSA) in addition to their CRA Business Number. As of Oct 21, 2024, register RM account through CBSA's CARM Client Portal (not CRA). Need BN9 first - get via CARM or CRA's BRO. FREE registration. Required for importing/exporting commercial goods. Ensure all business names match exactly to avoid border delays. CBSA manages RM accounts; CRA issues BN9. Contact CBSA Border Information Service: 1-800-461-9999.
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NB Corporation Registration ConditionalRequired if incorporating in New Brunswick. Incorporation under NB law. Register through Province of New Brunswick Corporate Registry or business services: 1. Conduct name search if applicable 2. Complete registration application 3. Submit required documents 4. Pay registration fees Contact Province of New Brunswick government services for specific requirements and fees. Annual reporting may be required.
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GST/HST Registration ConditionalRequired if annual taxable revenue exceeds $30,000 (small supplier threshold). Taxi/ride-share drivers must register regardless of revenue. Businesses with gross revenues over $30,000 in any single quarter or over four consecutive quarters must register for, collect, and remit GST/HST. Small suppliers (under $30,000) may register voluntarily. Register FREE online through Business Registration Online (BRO) when your revenue exceeds $30,000 in any 4 consecutive quarters (small supplier threshold). Takes 15-30 minutes. You MUST register within 29 days of exceeding threshold and start charging GST/HST immediately on the sale that made you exceed it. Need your BN (or get one simultaneously). As of Nov 3, 2025, online registration is mandatory. Voluntary registration available anytime for input tax credits.
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Payroll Deductions Registration ConditionalRequired if you pay salaries, wages, or other remuneration to employees. Must register before first pay period. Required if you have employees. You must withhold Canada Pension Plan (CPP), Employment Insurance (EI), and income tax from employee wages and remit to CRA. Register FREE online through Business Registration Online (BRO) when you hire your first employee. Takes 15-20 minutes. You'll need your Business Number (BN) or can get one simultaneously. Payroll account (RP) added to your BN instantly. Register BEFORE your first pay date. Required to deduct CPP, EI, and income tax from employee wages. For 2025: CPP rate 5.95%, EI employee rate $1.66/$100 insurable earnings.
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New Brunswick WorkSafeNB Employer Coverage ConditionalRequired if you have employees in New Brunswick. Employers in New Brunswick must register with WorkSafeNB (Workplace Health, Safety and Compensation Commission) and maintain coverage for workers. WorkSafeNB provides insurance coverage for workplace injuries and occupational diseases. Most employers are required to register, with limited exceptions. Registration must occur within 10 days of commencing business operations or hiring the first worker. Employers pay assessments based on their classification unit rate and assessable payroll. To register with WorkSafeNB: 1. Determine if you're in a mandatory industry with 3+ workers 2. Register with WorkSafeNB online or by phone 3. Report assessable payroll annually 4. Pay premiums based on industry rate ($1.18/100 avg 2024) 5. Maintain coverage and report workplace injuries 6. Experience rating affects rate (+80% to -40%)
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