Launch Your Fredericton Exam Prep and Tutoring Business Today
This page offers a practical, step-by-step road map to launching an exam preparation and tutoring business in Fredericton. You’ll get a clear view of the 8 requirements you’ll need to meet to start legally, plus when permits are needed, typical start‑up costs, and a realistic launch timeline from planning to your first client.
Key things you’ll learn include an eight‑step requirements overview, which permits may apply (municipal or home‑based), how to register a business name and choose a structure, obtaining a CRA Business Number, GST/HST registration if you cross the threshold, and a practical budgeting plan to cover setup costs and ongoing expenses.
Fredericton is a welcoming place to grow a tutoring business—tight‑knit communities, strong school networks, and growing demand for personalized exam prep. A lower cost of living and flexible hours make it easier to start, build trust with local families, and scale over time. The city’s entrepreneurial spirit means support from local business mentors and helpful resources to help you succeed.
Requirements Overview
The most critical requirement for operating a business in Fredericton is the New Brunswick Business Number (BN) Registration. The BN is your one-stop ID with the federal government for taxes, payroll, and various programs, and you cannot legally run a tutoring or exam prep business without it. This is non-negotiable: you need the BN before you do anything else that involves taxes or government reporting. Once you have it, you’ll be ready to pursue other registrations and accounts in one place with CRA.
Mandatory Operational Requirements: Beyond obtaining your BN, you’ll need to take care of health, safety, and permits. If you hire staff, you’ll need Payroll Deductions Registration and ensure you have NB WorkSafeNB Employer Coverage to keep your workspace compliant and safe. You may also need a local Business Licence in Fredericton and, if you’re using a business name different from your own, New Brunswick Business Name Registration (SNB). If you choose to run as a partnership or incorporate as an NB corporation, you’ll register the appropriate entity as well.
Business Registration & Tax: With the BN in hand, complete the SNB to register your business name and, if applicable, the formation of a Partnership or NB Corporation. Set up tax-related accounts: GST/HST Registration if you expect to charge GST/HST or meet the revenue threshold, and Payroll Deductions Registration if you have employees. Don’t forget the employer coverage from WorkSafeNB as part of your ongoing compliance.
Encouragement: Start with the BN and SNB steps, then map out which registrations apply to your setup (partnership, corporation, taxes, safety). Take it one practical step at a time, and you’ll build a solid, compliant foundation for your Fredericton tutoring business. If you’d like, I can help you draft a simple step-by-step checklist tailored to your exact plans.
Detailed Requirements
Here are the specific requirements for starting a exam preparation and tutoring in Fredericton:
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Business Number (BN) Registration RequiredA 9-digit Business Number is required for most businesses operating in Canada. It is used to interact with the Canada Revenue Agency and other federal programs. Required for GST/HST, payroll, corporation income tax, and import/export accounts. Register FREE online through Business Registration Online (BRO) at canada.ca. Takes 15-30 minutes. As of November 3, 2025, online registration is MANDATORY for new BNs - phone registration no longer available. You'll need: business name, address, owner SIN, business type, and start date. BN (9-digit number) issued INSTANTLY online. Available 21 hours/day, 7 days/week (closed 3-6am ET for maintenance).
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Business Licence RequiredGeneral business licence required to operate a business in City of Fredericton. Apply to City of Fredericton for Business Licence: 1. Determine business category 2. Complete business licence application 3. Submit required documents (ID, lease, zoning confirmation) 4. Pay application and annual fees 5. Await approval and receive licence Contact City of Fredericton Business Licensing for specific requirements. Home-based businesses may have different requirements. Annual renewal required.
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New Brunswick Business Name Registration (SNB) RequiredBusinesses in New Brunswick must register their business name with Service New Brunswick if operating under a name other than the owner's legal name. This applies to sole proprietorships, partnerships, and trade names. Registration provides legal recognition and is required for business operations and licensing. Registration can be completed online through SNB Online. Business name registrations for sole proprietorships and partnerships must be renewed every 5 years. To register a business name in New Brunswick: 1. Conduct name search ($13.80) 2. Complete registration through SNB Online 3. Pay $112 registration fee (includes Royal Gazette) 4. Receive certificate of business name 5. Renew every 5 years ($62) 6. Report any changes as required
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Partnership Registration ConditionalRequired for partnerships. Registration of partnerships. Register through Province of New Brunswick Corporate Registry or business services: 1. Conduct name search if applicable 2. Complete registration application 3. Submit required documents 4. Pay registration fees Contact Province of New Brunswick government services for specific requirements and fees. Annual reporting may be required.
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NB Corporation Registration ConditionalRequired if incorporating in New Brunswick. Incorporation under NB law. Register through Province of New Brunswick Corporate Registry or business services: 1. Conduct name search if applicable 2. Complete registration application 3. Submit required documents 4. Pay registration fees Contact Province of New Brunswick government services for specific requirements and fees. Annual reporting may be required.
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GST/HST Registration ConditionalRequired if annual taxable revenue exceeds $30,000 (small supplier threshold). Taxi/ride-share drivers must register regardless of revenue. Businesses with gross revenues over $30,000 in any single quarter or over four consecutive quarters must register for, collect, and remit GST/HST. Small suppliers (under $30,000) may register voluntarily. Register FREE online through Business Registration Online (BRO) when your revenue exceeds $30,000 in any 4 consecutive quarters (small supplier threshold). Takes 15-30 minutes. You MUST register within 29 days of exceeding threshold and start charging GST/HST immediately on the sale that made you exceed it. Need your BN (or get one simultaneously). As of Nov 3, 2025, online registration is mandatory. Voluntary registration available anytime for input tax credits.
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Payroll Deductions Registration ConditionalRequired if you pay salaries, wages, or other remuneration to employees. Must register before first pay period. Required if you have employees. You must withhold Canada Pension Plan (CPP), Employment Insurance (EI), and income tax from employee wages and remit to CRA. Register FREE online through Business Registration Online (BRO) when you hire your first employee. Takes 15-20 minutes. You'll need your Business Number (BN) or can get one simultaneously. Payroll account (RP) added to your BN instantly. Register BEFORE your first pay date. Required to deduct CPP, EI, and income tax from employee wages. For 2025: CPP rate 5.95%, EI employee rate $1.66/$100 insurable earnings.
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New Brunswick WorkSafeNB Employer Coverage ConditionalRequired if you have employees in New Brunswick. Employers in New Brunswick must register with WorkSafeNB (Workplace Health, Safety and Compensation Commission) and maintain coverage for workers. WorkSafeNB provides insurance coverage for workplace injuries and occupational diseases. Most employers are required to register, with limited exceptions. Registration must occur within 10 days of commencing business operations or hiring the first worker. Employers pay assessments based on their classification unit rate and assessable payroll. To register with WorkSafeNB: 1. Determine if you're in a mandatory industry with 3+ workers 2. Register with WorkSafeNB online or by phone 3. Report assessable payroll annually 4. Pay premiums based on industry rate ($1.18/100 avg 2024) 5. Maintain coverage and report workplace injuries 6. Experience rating affects rate (+80% to -40%)
Funding & Grants
Available funding programs that may apply to your exam preparation and tutoring:
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Delivered via the Protocol for Agreements for Minority-Language Education and Second-Language Instruction (2024–25 to 2027–28). Total federal investment: over $1.4 billion over four years. Funding flows through provinces and territories to school boards and post-secondary institutions. Quebec negotiates a separate bilateral agreement. Not directly accessible to non-governmental applicants.
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CATF provides financial support to not-for-profit organizations dedicated to professional arts training. Funds up to 70% of eligible expenses for most organizations and up to 100% for Indigenous and equity organizations. Annual intake with a May 15 deadline. Applicants must have maintained full-time administrative support for at least 3 years.
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UTIP funds unionized organizations to develop and deliver apprenticeship training, promote trades careers, and support underrepresented groups in the skilled trades. Projects run up to 3 years; Sustainable Jobs stream funds up to $10M.
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