Launch a Private Households Business in Moncton Today
This page helps aspiring entrepreneurs start a Private Households business (NAICS 814110) in Moncton. Here you'll get a practical eight-item overview of the essential requirements, the permits and registrations you may need, startup costs, and a realistic timeline from setup to first client. You'll also find a simple downloadable checklist to keep you on track.
You'll learn the eight essential requirements you must meet, the permits and registrations you'll likely need in Moncton, and the typical costs to budget for (licensing, insurance, and startup supplies). We also outline a straightforward timeline showing each stage from registration to launching client work, plus practical tips on contracts, safety, and how to choose reliable helpers.
Moncton's welcoming business climate, growing demand for in-home services, and strong local networks make it a great place to launch a Private Households service. With local resources, easy access to client bases, and supportive programs for small businesses, you can turn your care and housekeeping skills into a thriving, trusted local service.
Requirements Overview
The most critical requirement for operating a private household business in Moncton is a Business Licence. You cannot legally run a home-based service here without this licence, which is issued by the City of Moncton and must be current before you start serving clients. It’s non-negotiable—without it you risk fines, forced shutdowns, or other enforcement actions, so plan to obtain and renew it on time.
Mandatory Operational Requirements: Health, safety and permits come next. If you hire staff, you’ll need New Brunswick WorkSafeNB Employer Coverage to help keep workers safe and to meet provincial safety rules. If you employ people, you’ll also handle payroll deductions, which means setting up the appropriate payroll accounts. These employer-related obligations are essential for lawful and responsible operation and should be put in place before you begin taking on work.
Business Registration & Tax: You’ll typically need a Canada Revenue Agency Business Number (BN) to handle taxes and program accounts. If you operate under a name different from your own, you must register that business name with the province (New Brunswick Business Name Registration, SNB). Depending on your chosen structure, you may also need Partnership Registration or NB Corporation Registration. In addition, GST/HST registration is required if you reach the sales threshold or if you need to charge customers for GST/HST, and you’ll use the BN for payroll deductions if you have employees.
Encouragement: Ready to get started? Begin with securing your City licence, then set up your BN with the CRA and decide on your business name and structure (sole proprietor, partnership, or NB corporation). Register for SNB if needed, explore GST/HST requirements, and arrange WorkSafeNB coverage. Take it step by step, and you’ll build a compliant foundation for your Moncton private household business. If you’d like, I can map out a simple 6-week checklist tailored to your exact plans.
Detailed Requirements
Here are the specific requirements for starting a private households in Moncton:
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Business Licence RequiredGeneral business licence required to operate a business in City of Moncton. Apply to City of Moncton for Business Licence: 1. Determine business category 2. Complete business licence application 3. Submit required documents (ID, lease, zoning confirmation) 4. Pay application and annual fees 5. Await approval and receive licence Contact City of Moncton Business Licensing for specific requirements. Home-based businesses may have different requirements. Annual renewal required.
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Business Number (BN) Registration RequiredA 9-digit Business Number is required for most businesses operating in Canada. It is used to interact with the Canada Revenue Agency and other federal programs. Required for GST/HST, payroll, corporation income tax, and import/export accounts. Register FREE online through Business Registration Online (BRO) at canada.ca. Takes 15-30 minutes. As of November 3, 2025, online registration is MANDATORY for new BNs - phone registration no longer available. You'll need: business name, address, owner SIN, business type, and start date. BN (9-digit number) issued INSTANTLY online. Available 21 hours/day, 7 days/week (closed 3-6am ET for maintenance).
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New Brunswick Business Name Registration (SNB) RequiredBusinesses in New Brunswick must register their business name with Service New Brunswick if operating under a name other than the owner's legal name. This applies to sole proprietorships, partnerships, and trade names. Registration provides legal recognition and is required for business operations and licensing. Registration can be completed online through SNB Online. Business name registrations for sole proprietorships and partnerships must be renewed every 5 years. To register a business name in New Brunswick: 1. Conduct name search ($13.80) 2. Complete registration through SNB Online 3. Pay $112 registration fee (includes Royal Gazette) 4. Receive certificate of business name 5. Renew every 5 years ($62) 6. Report any changes as required
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Partnership Registration ConditionalRequired for partnerships. Registration of partnerships. Register through Province of New Brunswick Corporate Registry or business services: 1. Conduct name search if applicable 2. Complete registration application 3. Submit required documents 4. Pay registration fees Contact Province of New Brunswick government services for specific requirements and fees. Annual reporting may be required.
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NB Corporation Registration ConditionalRequired if incorporating in New Brunswick. Incorporation under NB law. Register through Province of New Brunswick Corporate Registry or business services: 1. Conduct name search if applicable 2. Complete registration application 3. Submit required documents 4. Pay registration fees Contact Province of New Brunswick government services for specific requirements and fees. Annual reporting may be required.
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GST/HST Registration ConditionalRequired if annual taxable revenue exceeds $30,000 (small supplier threshold). Taxi/ride-share drivers must register regardless of revenue. Businesses with gross revenues over $30,000 in any single quarter or over four consecutive quarters must register for, collect, and remit GST/HST. Small suppliers (under $30,000) may register voluntarily. Register FREE online through Business Registration Online (BRO) when your revenue exceeds $30,000 in any 4 consecutive quarters (small supplier threshold). Takes 15-30 minutes. You MUST register within 29 days of exceeding threshold and start charging GST/HST immediately on the sale that made you exceed it. Need your BN (or get one simultaneously). As of Nov 3, 2025, online registration is mandatory. Voluntary registration available anytime for input tax credits.
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Payroll Deductions Registration ConditionalRequired if you pay salaries, wages, or other remuneration to employees. Must register before first pay period. Required if you have employees. You must withhold Canada Pension Plan (CPP), Employment Insurance (EI), and income tax from employee wages and remit to CRA. Register FREE online through Business Registration Online (BRO) when you hire your first employee. Takes 15-20 minutes. You'll need your Business Number (BN) or can get one simultaneously. Payroll account (RP) added to your BN instantly. Register BEFORE your first pay date. Required to deduct CPP, EI, and income tax from employee wages. For 2025: CPP rate 5.95%, EI employee rate $1.66/$100 insurable earnings.
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New Brunswick WorkSafeNB Employer Coverage ConditionalRequired if you have employees in New Brunswick. Employers in New Brunswick must register with WorkSafeNB (Workplace Health, Safety and Compensation Commission) and maintain coverage for workers. WorkSafeNB provides insurance coverage for workplace injuries and occupational diseases. Most employers are required to register, with limited exceptions. Registration must occur within 10 days of commencing business operations or hiring the first worker. Employers pay assessments based on their classification unit rate and assessable payroll. To register with WorkSafeNB: 1. Determine if you're in a mandatory industry with 3+ workers 2. Register with WorkSafeNB online or by phone 3. Report assessable payroll annually 4. Pay premiums based on industry rate ($1.18/100 avg 2024) 5. Maintain coverage and report workplace injuries 6. Experience rating affects rate (+80% to -40%)
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